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Stop Losing Deals Because of Cash Flow.

NFS provides fast, flexible Purchase Order Funding and Business Loans — so you can seize every opportunity and never miss another tender.

Not Just a Funder. A Real Partner in Your Business Growth.

At Numeral Financial Services, we understand that numbers alone don’t tell your whole story. Behind every application is a real entrepreneur with real ambition — and that’s exactly who we’re here for.

Where most funders only see risk, we see the grit, drive, and potential in your business. We’re one of the few funders that lets you speak directly to our credit team, because your story deserves to be heard.

  • Trading for 12 months or more with a solid business track record? We are here to work with you. .
  • No automated rejections — every application is reviewed by real people.
  • Decisions made fast, so you never miss an opportunity.

Direct Credit Access

Speak to our credit experts personally no bots, no runaround.

Fast Decisions. Swift Funding.

From application to offer, faster than any bank.

Built for SA Business

We understand local market realities and the entrepreneurial spirit.

We See the Person Behind the Business.

Too many South African entrepreneurs have been turned away by banks that never bothered to understand their business. At Numeral Financial Services, we do things differently.

Purchase Order Funding

Fulfil big contracts, pay suppliers, and secure materials without delay or upfront capital. Whether you have a purchase order or a tender, NFS provides the necessary funding to complete the job, and we only get paid once your client pays you.

  • We fund suppliers immediately.
  • Up to R5 million per transaction
  • Repayment matches your purchase order payment schedule.
  • We fund Government and Private Sector orders.

Real Businesses. Real Results.

Working with NFS allowed our network of solar installers to access working capital quickly. Their hands-on credit approach kept our projects moving without delays.
From buying my first store to rebranding my business, NFS was with me every step of the way. They’re not just funders — they became a trusted partner in my journey.

From the first conversation to final payout, the process was smooth and straightforward. We secured funding exactly when we needed it, without unnecessary delays or complicated requirements. It’s rare to find a solution that is both efficient and fully Shariah-compliant.

    Business Loans

    Need working capital to cover operational gaps, stock purchases, or bridge cash flow between projects? Our business loans put money in your account fast — without the bank delays or endless paperwork.

    • Fast access to working capital
    • Flexible repayment terms
    •  Speak directly to our credit team

    Application to Funding in 4 Steps

    Apply Online

    Complete our quick application form in under 10 minutes. No lengthy paperwork or bank visits required.

    Speak to Our Team

    A real credit expert contacts you to understand your business needs — not a bot, not a call centre

    Get Your Offer

    Receive your tailored offer quickly, review with zero pressure, and seize opportunities as they arise.

    Funds Released

    Once approved, funds are released fast — directed where they’re needed most, fuelling your growth.

    Ready to Fund Your Next Opportunity?

    Don’t let cash flow hold your business back. Apply today and speak to a real person who believes in your potential.