Business Loans & Working Capital

Business Loans.

When your business needs working capital - to bridge cash flow gaps, buy stock, cover operational costs, or scale up - we provide fast, flexible funding with real people making real decisions.

Business Loans

Business Loans.

Fast, flexible working capital for SA businesses. Real people, real decisions.

R5M
Max Loan Amount
48hrs
To a Decision
12mo
Min Trading
Flexible
Repayment Terms

Business Loans

What are Business Loans?

A Business loan gives your business the financial power to grow—whether that means buying equipment, bridging cash flow gaps, funding operations, or unlocking new opportunities when timing is critical. Loans from R 250 000 to R 5 000 000.

Working capital for SA businesses. We assess your trading history, not just your credit score. R 250 000 to R 5 000 000.

48-Hour Decisions

Fast funding decisions with no unnecessary delays

Trading History

Assessed on real performance, not just credit score

Flexible Terms

Repayment structured to match your business cycle

NCR Registered

Authorised credit provider (NCRCP21170, FSP 54132)

R5M
Max Loan Amount
48hrs
To a Decision
12mo
Min Trading
Flexible
Repayment Terms

Do You Qualify for a Business Loan?

Most South African businesses trading for 12 months or more are eligible to apply.

Trading 12+ months? You likely qualify.

Registered South African company
Trading for at least 12 months
Good credit record
Solid business track record
Clear funding purpose
Loan amounts from R 250 000 to R 5 000 000

The Process

How to Get a Business Loan

Step 01

Apply Online

Complete a simple application. Takes less than 10 minutes.

Step 02

Speak to Our Team

A credit expert reviews your application and contacts you - usually same day.

Step 03

Get Your Offer

Receive a clear funding offer within 48 hours. No obligation, no hidden fees.

Step 04

Funds Deposited

Loan amount deposited directly into your business account.

Get in Touch

Request a Call Back

Ready to Access Working Capital?

Apply for your business loan today. Our team will connect with you quickly, offering a fast and fair funding solution.

Apply today. Fast, fair funding for your business.

NCR Registered Credit Provider · Authorised FSP 54132 · No obligation

Apply Now